Swiss pension funds are set to return 7.7% on average over the course of 2014, according to the latest Credit Suisse Pensionskassen Index.Credit Suisse’s estimate is considerably lower than that of Towers Watson, which, on behalf of the Swiss pension fund association ASIP, recently estimated a 10% average return.As a sample, Credit Suisse – as well as UBS – used Pensionskassen that have mandated the banks as global custodians.As of the end of November 2014, UBS estimated a 7% return for Pensionskassen in Switzerland, based on returns after the first 11 months having amounted to 6.98%. It said this would be the second highest return over the last five years, with 2012 having produced similar results at 7%, after a record high of 10.6% in 2009.Based on the Credit Suisse Index, the 7.73% anticipated return would also mark the best average performance for Swiss schemes since 2009.In a statement, it noted that all asset classes, except liquidity (-0.51%), contributed positively to the 2014 annual result.The main positive contributors were foreign equities (2.53%), Swiss equities (1.6%), Swiss bonds (1.46%), real estate (1.43%) and non-CHF bonds (0.85%).The annualised return of the Credit Suisse Pensionskassen Index since 2000 now stands at 2.84% – for the first time since the financial crisis, slightly higher than the annualised legal minimum interest rate of 2.56% that Pensionskassen must grant.
FORT ST. JOHN, B.C. — A local teenager who was supposed to leave for Haiti in late January, to see the school she helped build with fundraising and connect with the people she’s helped along the way, had to stay here in Canada due to an unstable political situation in the country.Taylor DeVos, and her mother Cora, were scheduled to fly out of Edmonton with Taylor’s rep from World Vision. But as they were meeting him, members of World Vision on the ground in Haiti advised them via e-mail that now isn’t the best time to go.According to the Los Angeles Times, the election of Haiti’s new president has been delayed multiple times, and now President Michel Martelly is due to leave office on Feb. 7. Now, violent protests have become rampant, and elections have been stopped indefinitely — and it’s unclear if the country will have a leader after Martelly leaves.- Advertisement -Cora told Energetic City that they may try to come to Haiti instead in the end of March, or beginning of April.“After watching some of the videos on YouTube of what’s been happening, we’re really glad that we did (stay),” said Cora.In the meantime, while Taylor is disappointed to not head to Haiti right now after waiting so long. But as she says, “It’s not never, it’s just not right now!”Advertisement
Share with your Friends:More Keep Geocaching Spoiler-Free It is hard to say exactly what makes geocaching so addictive. Is it the fresh air? The exercise? The amazing places this activity has taken you? It’s most likely all of the above and more. We’re willing to bet that one of the many reasons you love geocaching is that each geocache you find feels like a small victory; you had to meet and overcome a challenge in order to find that cache.The challenge for you might be in solving a puzzle to determine the coordinates for a Mystery/Puzzle Cache, surviving the journey to the cache location, discovering the cache, and/or figuring out how to retrieve the logbook from a tricky cache container. Cache owners spend a lot of time and energy designing these experiences. You can help preserve them for others by keeping information that might spoil such moments private. This could include videos of a cache find or the answers to Question and Answer stages of a Multi-Cache.If you would like to contact a cache owner to request permission to post spoilers publicly, you can email them through Geocaching.com. Thank you for helping to ensure that the experience at each cache you’ve found remains just as it was for you! SharePrint RelatedGeocaching Etiquette 201: Finding and LoggingJune 14, 2019In “Community”From flying planes to finding caches — Interview with cache owner CliptwingsJuly 12, 2019In “Interview”Top Tips for Puzzle CachesAugust 12, 2014In “Learn”
frederic lardinois See also: ReadWriteWeb’s complete coverage and analysis of the iPad on our iPad topic page. Related Posts Tags:#Apple#Open Thread#web Why Tech Companies Need Simpler Terms of Servic… A Web Developer’s New Best Friend is the AI Wai… 8 Best WordPress Hosting Solutions on the Market So far, the reaction to Apple’s iPad has been very mixed. For some, the absence of a camera is a deal breaker, while others bemoan that Apple still doesn’t allow multitasking on its iPhone OS and that Safari still doesn’t support Flash. Others, however, are excited about the iPad’s potential as an e-book reader and gaming device. Here at ReadWriteWeb, opinions are still mixed as well. Reactions among our writers range from advising people to wait for the iPad 2.0 to giddy excitement about the prospect of a better couch-surfing device.Tech Pundits: Mixed ReactionsAll of the tech pundits who attended the launch event and actually used the device for a few minutes were impressed by the iPad’s speed. John Gruber, who also wrote one of the most balanced evaluations of the iPad launch so far, went as far as to argue that Apple’s A4 processor is the iPad’s most revolutionary feature. Walt Mossberg is cautiously optimistic about the iPad’s potential. Mossberg says that the software “looked impressive,” but also notes that the virtual keyboard “may be a liability.” In the New York Times, David Pogue writes that just calling the iPad a big iPod touch doesn’t do it justice, and that the iPad “as an e-book reader is a no-brainer.” Pogue also cautions critics that it’s too early to draw any conclusions. Nobody, after all, has really used the device yet and we haven’t seen any iPad-only apps that really push the device to its limits.Stephen Fry puts the launch into a historical context and notes that quite a few pundits expected Apple’s iPhone to be a flop as well. MG Siegler, on the other hand, looks forward and says that holding the iPad is “like holding the future” (if you are already used to the iPod touch and iPhone).A Paradigm Shift?Nicholas Carr and Slate’s Farhad Manjoo take a slightly different angle. Both argue that the iPad will represent a paradigm shift in how we look at our computers. Manjoo lauds the iPad’s interface and ease of use and thinks that using the the iPhone represents a breakthrough in doing away with the old multi-window desktop metaphor. Carr writes that the success of the iPad is not a sure bet, but also argues that “whether it finds mainstream success or not, there’s no going back; we’ve entered a new era of computing, in which media and software have merged in the Internet cloud.”Indeed, just like the iPhone changed our expectations of what mobile phones should be able to do, the iPad might just change our expectations of how laptops should work and what they should look like.What do You Think? Let us Know!What do you think? Is the iPad just an oversized and overhyped iPod touch, or is there more to it? Is it a Kindle killer and an awesome gaming device that will replace your Kindle and iPod touch? Does it represent a paradigm shift in how we will look at our computers in the future? Are you going to wait for iPad 2.0? Or are you waiting to give it a try at the Apple store before you render your final judgment?Let us know your opinion in the comments. Top Reasons to Go With Managed WordPress Hosting
A Spencer, Iowa woman accused of abducting her three daughters has pleaded guilty in a deal with prosecutors.Clay County District Court records say 26-year-old Danica Arzaga entered the pleas Wednesday to three counts of misdemeanor child endangerment.The charges had been lowered from felony kidnapping.She was given two years of probation and a suspended prison sentence of six years.Authorities say Arzaga took the two 8-year-olds and a 4-year-old from their home in Royal on September 19th.An amber alert was issued and the children were found abandoned in Sanborn later that day.Arzaga was arrested September 20th in Sioux City by police at Outer Belt and Division streets.The children had been removed from Arzaga’s custody and placed in another relative’s care.
The Serie C team is fighting in the courts to be re-admitted to the Italian Lega Serie B after three teams failed to registerThe Italian Lega Serie B and Serie C are in the middle of a big controversy after three teams failed to register.Avellino, Bari, and Cesena couldn’t register to the Serie B and the tournament will play with only 19 teams.But those clubs relegated to the Serie C are fighting to be re-admitted to the league.Ranieri speaks for the first time at Roma Manuel R. Medina – March 10, 2019 The Italian manager has returned to his country to coach Lega Serie A club Roma after the team was kicked out of the UEFA Champions League.“On Sunday we’ll take the pitch against Pisa because Serie C requires us to play while emphasizing that playing the game does not compromise any possible readmission to the tournament in which we deserve to play,” a statement on the Virtus Entella’s website reads according to Football Italia.“Entella will certainly continue our battle. We’re victims of a great injustice, we are entitled to stay in Serie B, after the sentence from CONI’s Collegio di Garanzia, that is the sporting Supreme Court, which said that Entella must be readmitted.”“That was an executive ruling dated September 19 that was never complied with, a very serious fact which does great damage to our club,” the team added.“From today, however, all Entella, from the team to the technical staff, from the directors to the fans must enter ‘match mode’.”
Dan Cohen AUTHOR The military’s push to ensure its installations are energy resilient has slowed, according to a McClatchy DC Bureau story which makes its case primarily by pointing out that only a small portion of the solar arrays built on installations over the past decade are connected to microgrids. But while there is no overarching mandate to install microgrids at all installations, efforts to provide bases an “islanding” capability are advancing, the story states. “I would say things have slowed, but the program has broadened,” said Katherine Hammack, who led the Army’s effort to adopt renewable energy as its installations chief under President Obama. “I don’t see it as a negative. I’m glad that the Trump administration is encouraging the strategy to continue,” she said. Hammack told McClatchy that DOD has solicited bids for microgrids on “many” projects, including one to build and operate a system for Joint Forces Training Base Los Alamitos, Calif., which would help power the facility in the event of a nearby earthquake. And despite its overstated headline, the story provides other evidence that the services are moving to enhance the energy resiliency of their installations. The Southern Co., which has built 14 solar farms with generating capacity exceeding 400 megawatts at installations in Georgia, Florida, Alabama and Mississippi, now is pursuing opportunities to develop microgrids for the military following its acquisition of PowerSecure. Company officials are “in discussions with senior leadership of the military” about microgrid projects, said Rebecca Gray, the utility’s DOD liaison.Additional evidence can be found in a new report produced by ADC in partnership with Converge Strategies. It features four case studies of how installations — in conjunction with either state or local investment, or significant participation by local authorities — have deployed a mix of distributed energy resources in combination with a microgrid to enhance their energy resilience.Photo by Spc. Robert Porter