Peter Stephens owns shares of BP and Landsec. The Motley Fool UK has recommended Landsec. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Image source: Getty Images. Forget gold and buy-to-let. I’d buy these 2 cheap shares in an ISA today I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Weak investor sentiment after the stock market crash means there are a wide range of cheap shares available to buy today. In some cases, their valuations may underestimate their long-term prospects.This could mean they offer higher return potential than popular assets such as gold and buy-to-let following their recent price rises.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…With that in mind, here are two UK shares that appear to offer good value for money. They could be worth buying in an ISA today and holding over the coming years.An undervalued FTSE 100 stock among cheap sharesOil and gas companies such as BP (LSE: BP) could offer good value for money relative to other cheap shares. The company’s recent quarterly updates have shown its financial performance has been severely impacted by a weak global economic economy that has caused the oil price to come under pressure.In response, the company is seeking to become more efficient. It’s also shifting its investment away from fossil fuels and towards low-carbon assets. This is likely to be a costly exercise, but one that could provide the business with a sustainable growth outlook over the long run.The BP share price has fallen by almost 60% since the start of the year. It now trades on a forward price-to-earnings (P/E) ratio of less than 10. This suggests investors have priced in the difficult operating environment faced by the oil and gas sector.Therefore, it could be worth buying within a diverse ISA portfolio of cheap shares. Over time, the world economy’s recovery prospects and the company’s revised strategy could have a positive impact on its market valuation.A FTSE 100 turnaround opportunityLandsec (LSE: LAND) could also be an attractive purchase as part of an ISA portfolio of cheap shares. Of course, the commercial property landlord is currently experiencing challenging operating conditions. Recent investor updates have highlighted lower rent collection versus the previous year.However, the company’s 45% share price fall since the start of the year means it now trades at less than half its net asset value. This suggests investors have priced in a severe decline in its financial performance and in the value of its assets. This may mean the stock has scope for a recovery as the economic outlook improves.Landsec has a solid balance sheet that could provide it with the financial means to adapt to changing trends within the commercial property market. It has also paused dividend payments to conserve cash, while seeking to reduce operating costs where possible.Clearly, investing in commercial property stocks is likely to mean significant risks in the short run as a weak economic outlook weighs on their prospects. However, the company’s low valuation, solid finances and the potential for an improving economic outlook could make it a worthwhile purchase in a diverse portfolio of cheap shares. Peter Stephens | Thursday, 15th October, 2020 | More on: BP LAND Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! “This Stock Could Be Like Buying Amazon in 1997” Enter Your Email Address Simply click below to discover how you can take advantage of this. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Our 6 ‘Best Buys Now’ Shares See all posts by Peter Stephens
Solar eclipse on Aug. 21 is outreach opportunity for Episcopal congregations along its path Priest-in-Charge Lebanon, OH The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Family Ministry Coordinator Baton Rouge, LA Rector Smithfield, NC Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York By David PaulsenPosted Aug 8, 2017 Bishop Diocesan Springfield, IL Rector Martinsville, VA Director of Administration & Finance Atlanta, GA Rector Washington, DC Youth Minister Lorton, VA Course Director Jerusalem, Israel Featured Jobs & Calls Press Release Service Submit a Press Release Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Rector Collierville, TN AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Rector (FT or PT) Indian River, MI Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Assistant/Associate Rector Morristown, NJ Curate (Associate & Priest-in-Charge) Traverse City, MI Featured Events Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Rector Pittsburgh, PA Rector Knoxville, TN Rector and Chaplain Eugene, OR New Berrigan Book With Episcopal Roots Cascade Books In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Cathedral Dean Boise, ID Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Associate Rector Columbus, GA Rector Hopkinsville, KY Rector Shreveport, LA Curate Diocese of Nebraska Rector Belleville, IL TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Missioner for Disaster Resilience Sacramento, CA The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Priest Associate or Director of Adult Ministries Greenville, SC Rector Albany, NY Submit an Event Listing Rector/Priest in Charge (PT) Lisbon, ME Submit a Job Listing An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Assistant/Associate Priest Scottsdale, AZ Assistant/Associate Rector Washington, DC Rector Tampa, FL Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Associate Priest for Pastoral Care New York, NY Associate Rector for Family Ministries Anchorage, AK A total solar eclipse is seen from the beach of Ternate island, Indonesia, March 9, 2016. A total solar eclipse will be visible in the United States on Aug. 21, 2017. Photo: Reuters[Episcopal News Service] Dixie Nelson, parish administrator at St. Matthew’s Episcopal Church in Alliance, Nebraska, was working at a motel several years ago when she got a call from a professor in California. He was planning to be in town on Aug. 21, 2017, and wanted to book some rooms – all the rooms.It was Nelson’s first taste of solar eclipse fever, which has since swept up her town and many more along the path of the coming total solar eclipse on Aug. 21. Episcopal churches along that path, from Oregon to South Carolina, are throwing out the welcome mat to eclipse-watching tourists this month, turning churchyards into campgrounds, hosting viewing parties and inviting the public to contemplate the mysteries of God’s creation.“God made the universe. This is one of his spectacular shows,” Nelson told Episcopal News Service by phone this week.She has been busy making arrangements for a makeshift campground at St. Matthew’s. By Aug. 21, the church property will accommodate campers at 30 RV sites and 26 tent sites. The congregation hopes to raise about $4,000 by collecting a suggested donation of $25 per night from some of the thousands of visitors expected to descend on this small city in Nebraska’s Panhandle.An even bigger celebration is expected in Hopkinsville, Kentucky, which is said to be near the point of greatest eclipse. Astronomers describe that as the point where the moon’s shadow will take its most direct aim at the Earth during the total eclipse. With that the distinction, Hopkinsville is marketing itself “Eclipseville.”“The community’s been talking about it for years and getting ready,” said the Rev. Alice Nichols, rector at Grace Episcopal Church in Hopkinsville.Nichols said she has heard estimates that more than 100,000 visitors may converge in Hopkinsville on Aug. 21, which would quadruple the city’s non-eclipse population of about 32,000. She has contacted Episcopal churches across Kentucky inviting parishioners to come to Grace Episcopal to view the eclipse. Grace Episcopal isn’t offering camping, but visitors can pay $30 per adult and $15 per child to reserve one of 75 parking spots and join the church viewing party, with proceeds benefiting the church’s Graceworks ministry.Grace Episcopal also will offer its guests a boxed lunch before the total eclipse begins at 1:24 p.m. Eye protection is included as well. Nichols stocked up with 300 certified sunglasses, a must for anyone wishing to view the eclipse.“I hope that it starts people asking questions,” Nichols said in a phone interview with ENS. “I hope that it will kind of bring attention to the fact that religion and science are not at odds with each other.”Solar eclipses are not unusual. Partial solar eclipses can occur several times in a year, as they will in 2018. In a partial eclipse, the moon passes in front of the sun but does not block it altogether. A total solar eclipse is rarer, occurring only when the moon passes fully in front of the sun, darkening part of the Earth and creating a thin, shimmering corona around the edges of the moon.Nowhere in the world will experience a total solar eclipse again until July 2019, when South America will get its turn in the shadow. The eclipse this month is generating additional excitement in the U.S. because it is the rare total solar eclipse that will only be experienced in this country, and from coast to coast.Peak eclipse, known as totality, will only occur on a narrow swath of the country and will last less than three minutes. The longest duration of totality will occur near Carbondale, Illinois, making that another top destination for eclipse watchers. St. Andrew’s Episcopal Church in Carbondale is holding a cosmic-themed hymn sing the evening before the eclipse, and the church is raffling an eclipse quilt.Over in the Diocese of Oregon, campers are invited to pay $250 for the privilege of staying in the path of totality in Silverton, home of St. Edward’s Episcopal Church. Included in that price is space enough for an RV up to 30 feet, two pairs of sunglasses and access to St. Edward’s labyrinth.The real reward, though, is viewing “the most beautiful thing you can see in the sky,” as one astronomer described the corona to NPR.Not able to travel on Aug. 21? A partial eclipse will be visible across all of North America. If you’re in Spokane, Washington, the Episcopal Church of the Resurrection invites you to their viewing party starting at 10 a.m. If you’re in Lexington, South Carolina, the Episcopal Church Women of St. Alban’s Episcopal Church want you to join them starting at noon.Those two churches are both in the zone where it will be possible to see an eclipse of more than 90 percent – weather permitting, of course.“I’m afraid to look at the forecast,” said Nichols, the rector in Hopkinsville.Being at the point of greatest eclipse won’t mean as much if the skies are cloudy. Even then, Nichols said she would count on “a really interesting experience” of passing through the moon’s shadow. If the skies are clear, it will be “an amazing experience.”Fair weather odds is one of the selling points for Nebraska, where Alliance is promoting itself as offering better than an 80 percent chance of clear skies on Aug. 21.“Alliance won the geographical lottery,” Nelson said, adding the city’s popularity as an eclipse destination has been bolstered by the nearby outdoor art installation Carhenge. (Think Stonehenge, but made out of old cars.)As parish administrator, Nelson, 63, typically spends most of her time producing St. Matthew’s newsletter, helping church committees, updating Facebook and taking care of other church business. Lately, eclipse planning has taken over her days, as the congregation prepares its 56 campsites.The church took reservations for minimum three-night stays, so the excitement will stretch across the weekend that leads up to the eclipse, which falls on a Monday. The St. Matthew’s outreach committee will serve breakfast to campers that Sunday and Monday, and a cookout is planned for Sunday evening.The city began stepping up its preparations about six months ago, Nelson said. Hotels are all booked, eclipse-related events are scheduled over the weekend and Nebraska Gov. Pete Ricketts is expected to make an appearance. Many of her neighbors underestimated at first what the eclipse would mean for Alliance, but they’re now bracing for a big turnout.“It’s going to be huge,” she said. “It took them a while to wrap their minds around it.”– David Paulsen is an editor and reporter for the Episcopal News Service. He can be reached at [email protected] This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Canon for Family Ministry Jackson, MS Rector Bath, NC Director of Music Morristown, NJ
Posted Sep 24, 2018 Rector Shreveport, LA Rector Bath, NC [Episcopal News Service] The Rt. Rev. David E. Richards, a longtime Episcopal bishop who died last month, is being remembered fondly by those who served with him across the church, from Central America to the Diocese of Albany to the College of Bishops, which now bears his name.Bishop David E. RichardsRichards, 97, died Aug. 21 at his home in Coral Gables, Florida. His funeral was Aug. 25 at St. Philip’s Episcopal Church in Coral Gables.Born in Scranton, Pennsylvania, in 1921, Richards graduated from General Theological Seminary in 1945 and was ordained a priest in Panama. He was consecrated Albany’s suffragan bishop in 1951, and six years later he was elected bishop of Central America, where he provided leadership on a range of matters, including indigenous ministries.A history of the church in Central America notes that Richards was the first bishop of the Missionary District of the Episcopal Church in Central America, which was created in 1957 when the Church of England transferred jurisdiction of chaplaincies in Guatemala, Honduras and Salvador to the Episcopal Church. Guatemala, Honduras, Nicaragua and Costa Rica made up the new missionary district; Richards lived in Costa Rica.From 1968 until his retirement in 1988, Richards served as national coordinator of the House of Bishops’ Office of Pastoral Development and based his operations in Florida. The “bishop to bishop” mentoring program he created in the 1970s led to the formation of the College for Bishops in 1993 at General Theological Seminary, according to an online history.Richards also was remembered for his work training Anglican bishops throughout Africa, the Rev. Michael Sahdev, assistant rector at St. Phillip’s, said in a tribute Aug. 24 on Facebook.“Personally, it was a blessing to know Bishop Richards in my first year as a priest,” Sahdev said. “As his health declined things got harder, but he always offered prayers for me & the world. This past Thursday we made our confession and absolved one another. His gift of mentoring priests never left.”Richards is survived by his wife, Helen Richards. In 2013, the College for Bishops was renamed The Rt. Rev. David E. & Helen R. Richards College for Bishops, “in recognition of the fact the Richards’ ministry was a team operation,” said Bishop Clay Matthews, the Office of Pastoral Development director at the time.At the time of his death, Richards was senior bishop of the Episcopal Church by order of consecration, according to the Diocese of Southeast Florida.“May Bishop David rest in peace and rise in glory,” the diocese said in announcing his death. Rector (FT or PT) Indian River, MI An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Family Ministry Coordinator Baton Rouge, LA Director of Music Morristown, NJ Curate Diocese of Nebraska Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Missioner for Disaster Resilience Sacramento, CA Submit an Event Listing Rector Belleville, IL Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Rector Washington, DC Rector Martinsville, VA Curate (Associate & Priest-in-Charge) Traverse City, MI Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Youth Minister Lorton, VA This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Rector Hopkinsville, KY Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Bishop Diocesan Springfield, IL Rector and Chaplain Eugene, OR Rector Tampa, FL House of Bishops, Rector Albany, NY Submit a Job Listing Latin America, AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Press Release Service RIP: The Rt. Rev. David Richards, whose work led to creation of College for Bishops Course Director Jerusalem, Israel Tags Priest Associate or Director of Adult Ministries Greenville, SC People Priest-in-Charge Lebanon, OH Rector Collierville, TN Associate Priest for Pastoral Care New York, NY TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Cathedral Dean Boise, ID Assistant/Associate Rector Morristown, NJ Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Associate Rector Columbus, GA The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Rector Pittsburgh, PA Assistant/Associate Priest Scottsdale, AZ Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Featured Events Rector/Priest in Charge (PT) Lisbon, ME The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group New Berrigan Book With Episcopal Roots Cascade Books Rector Knoxville, TN Featured Jobs & Calls Director of Administration & Finance Atlanta, GA Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Assistant/Associate Rector Washington, DC Obituary, Canon for Family Ministry Jackson, MS Rector Smithfield, NC Submit a Press Release Associate Rector for Family Ministries Anchorage, AK
Architects: Estudio Puyol – MeinardySave this picture!© Federico CairoliRecommended ProductsStonesFranken-SchotterFlooring and Wall Tiles – Dietfurt LimestoneStonesCosentinoSurfaces – Prexury®StonesNeolithSintered Stone – Arctic White – Colorfeel CollectionPorcelain StonewareGrespaniaPorcelain Tiles – Icon Bricks Text description provided by the architects. Located in the quiet neighborhood of Villa California in the town of San José del Rincón, with suburban villa features, sandy streets, where the leafy and aged grove of timbúes, eucalyptus and pine trees mix with the light intensity generated by sunny days and full moon nights. Save this picture!© Federico CairoliThe project arises fromarticulating a series of existing trees within the lot, with the architecturalprogram for a single family home. This premise is the spirit of the project. ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/377924/duendes-house-estudio-puyol-meinardy Clipboard “COPY” Save this picture!© Federico Cairoli+ 37 Share Save this picture!© Federico CairoliWith respect to materiality, wesought simple and austere tectonics, that allow us to generate a contrast aswell as a dialogue with the luminosity of the exterior space and itssurrounding nature, this is why “exposed brick” was adopted. Inside, woodfloors provide warmth to the rooms. CopyAbout this officeEstudio Puyol – MeinardyOfficeFollowProductBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesSan José del RincónArgentinaPublished on May 28, 2013Cite: “Duendes House / Estudio Puyol / Meinardy” [Casa Duendes / Estudio Puyol / Meinardy] 28 May 2013. ArchDaily. Accessed 11 Jun 2021.
Folding House / A2 Architects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/802828/folding-house-a2-architects Clipboard Folding House / A2 ArchitectsSave this projectSaveFolding House / A2 Architects Ireland Houses “COPY” Year: Area: 180 m² Year Completion year of this architecture project Manufacturers: Reynaers Aluminium, Curran AluminiumSave this picture!© Marie Louise HalpennyText description provided by the architects. A long folding house cranks its way down a lengthy garden plot ceded from the back-lands of a larger holding. In contrast with its more reticent next-door neighbour this house confidently acknowledges its urban context by tightly screening itself to the street and more actively opening at the upper level. What first presents itself as a trumpet-like balcony peering over the perimeter wall to the street becomes the final space of the house – a living room that overlooks Fitzgerald Park and the Daly Suspension Bridge in the distance.Save this picture!© Marie Louise HalpennyOn entering from the street a gravelled courtyard is made for off-street car parking. From here one follows a cranking footpath that tightens and expands against the planted perimeter wall. Continuing along this path the volume of the house creases inwards at its south-facing core to breath light and air into a central double-height roof-lit entrance hall. Here a series of deep roof light baffles play with penetrating and reflected sunlight over the course of the day.Save this picture!© Marie Louise HalpennySave this picture!Ground Floor PlanSave this picture!© Marie Louise HalpennySave this picture!First Floor PlanTwo principal living spaces are located diagonally in section to either side of this central hall: the ground floor kitchen/dining space with aspect onto the rear garden relates diagonally across the hall to the first floor living space. Likewise the two bedroom spaces of the house occupy the remaining diagonal spaces across the hall. Meanwhile an opportunistic studio pinches space from the rear first floor bedroom to offer a window overlooking the entrance. A rear first floor external terrace also admits light without compromising or overlooking the private amenity of neighbours.Save this picture!© Marie Louise HalpennyWhile black paint on render is employed externally, white plastered walls are employed internally to create light-filled spaces. Wall surfaces and ceiling soffits fold and flow connecting interior spaces in a sculptural and plastic manner. Glazed screens are used in bold ways throughout the house, in some instances to fold and compress spaces and in other instances to expand and open the house to views beyond.Save this picture!© Marie Louise HalpennyProduct Description: Natural anodoised aluminium floor-to-ceiling external sliding window and door screens are employed in this house in order to allow for simple bold openings within a rendered blockwork and steel folding form and an ease of access from internal to external spaces.Save this picture!© Marie Louise HalpennyProject gallerySee allShow lessHerzog & de Meuron’s Chelsea FC Stadium Receives Council ApprovalArchitecture NewsDiscover Madrid’s Geometric Architecture Through This Photo SeriesArchitecture News Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/802828/folding-house-a2-architects Clipboard CopyHouses•Mardyke Walk, Ireland ArchDaily Manufacturers Brands with products used in this architecture project Projects 2016 “COPY” Architects: A2 Architects Area Area of this architecture project Save this picture!© Marie Louise Halpenny+ 19 Share CopyAbout this officeA2 ArchitectsOfficeFollowProductsGlassSteelConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesMardyke WalkIrelandPublished on January 12, 2017Cite: “Folding House / A2 Architects” 12 Jan 2017. ArchDaily. Accessed 11 Jun 2021.
Mike Deyes, Action Research’s New Media Officer, said: “Charities have been looking for ways to raise money online for some time with varied success. This application combines the benefits of e-business with an established and successful way of fundraising”.He continued: “The individual fundraiser benefits from a extremely useful tool, which they can publicise widely, while Action Research will capture data and raise income. The application also takes advantage of Gift Aid”.He added that the online sponsorship module was suitable for any fundraising event, large or small. About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Action Research launches online sponsorship application Medical research charity Action Research has added aninnovative e-business application to their Web site – online sponsorship.The application is believed to be the first developed bespoke for a single charity. It allows sponsored runners, walkers and other volunteer fundraisers to raise money securely online by creating their own individual accounts on www.actionresearch.co.uk. Advertisement 12 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 17 May 2001 | News AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis
For every £1 that charity and community sector organisations pay for insurance cover only 20p is being paid back in the form of claims. This compares most unfavourably with the 50p to 60p returned (the insurance industry’s benchmark of ‘good business’) for most other sectors.Some sections of the Voluntary and Community Sector (VCS) have seen premiums rise by an average 30% for cover for the period 2003/04. Most of these were told that the main reason for this increase was “market conditions” rather than any specific risk in the sector or organisation. It is surprising that many of the smaller VCS tend to renew without trying to negotiate a better deal or seek out specialist help.The study’s objectives were threefold; to determine whether the sector is a good ‘risk’ for insurance; to examine whether organisations could work together to improve risk management and to explore ways in which co-operation could reduce insurance costs.George Cook, Chief Executive of Charity Logistics said: “Some of the experts interviewed in this study stated that a claim-to-premium ratio of between 50% and 60% will sustain profitable insurance business. The further this ratio drops below 50%, the more profitable the business is to the insurer. The average ratio during 2002/3 for the organisations that participated fully in the survey was 20% across all categories of insurance. This suggests that cover in the VCS sector is a very profitable business indeed for insurers. Which makes it particularly mystifying why some charities, especially the smaller ones, are unable to get the full insurance cover they require. We have to ask if charities aren’t, in fact, subsidising some of these companies.“The study suggests that many insurers simply don’t understand the sector, leading to inconsistent pricing and lack of cover in some areas. Most of the organisations that took part (74%) were interested in buying insurance as a group and I think there is considerable scope for development in this area.”The Home Office study was undertaken by Alison Millward Associates and has included data from the Charity Logistics survey. The results of Charity Logistics’ recent survey – “Risk Management Club for the VCS Sector: Feasibility” was presented today at the Association of British Insurers’ voluntary sector Action Day.Supported and endorsed by the Active Community Unit of the Home Office, the Charity Finance Directors Group, the Institute of Fundraising and the Association of Chief Executives of Voluntary Organisations, the survey has helped to inform the Home Office study – Research into Insurance Cover for the VCS in England.Stephen Bourne, Chair of the Insurance Cover Working Group at the Home Office, introduced the study as a discussion document at the ABI Action Day. Undertaken by Z/Yen on behalf of Charity Logistics, some of the survey’s key findings include: Advertisement About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 10 July 2003 | News 22 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Research into voluntary sector insurance crisis published Tagged with: Finance Management Research / statistics
First Heatwave Expected Next Week Community News COVER: Right Opinion: Truancy and Dollars By CAMERON TURNER Published on Friday, October 4, 2013 | 5:35 pm faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyCitizen Service CenterPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. I’ve never understood this notion of state and federal dollars being jeopardized when public schools face challenges in performance. The California Attorney General’s recent report on the statewide truancy crisis raised this issue yet again. According to the report, 25% of California kids are truant (absent or tardy half-an-hour or more without an excuse at least three times during the school year) every year. Because education money is linked to average daily attendance (ADA), school districts up and down the state lost $1.4 billion in the 2010-2011 school year.Truancy is a critical problem. It is linked to scholastic achievement, drop out rates, and crime. But I’m at a loss to understand how reducing school funding (which is already stretched thin) will improve the situation.Eric Sahakian, Pasadenaâ€™s director of child welfare, attendance and safety traced the Pasadenaâ€™s 49% rise in truancy to financial pressures put on families by the recession. Sahakian also cited â€œdramatic budget cutsâ€ in staff tasked with reducing truancy. Withholding state money from local schools does nothing to address these complicated matters. Indeed, if budget cuts contribute to the problem, then responding with funding reductions seems counterintuitive.The Attorney Generalâ€™s truancy report applauds the success of initiatives like PUSDâ€™s Student Recovery Day, when volunteers visited the homes of truant students. Such programs enable school officials to understand the challenges faced by the struggling families Mr. Sahakian mentioned. Understanding those challenges could be invaluable in identifying the factors that make it difficult for some students to be in class, on time, every day.Thanks for listening. Iâ€™m Cameron Turner and thatâ€™s my two cents.For more information, visit http://oag.ca.gov/truancy Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Name (required) Mail (required) (not be published) Website EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Subscribe Community News HerbeautyRed Meat Is Dangerous And Here Is The ProofHerbeautyHerbeautyHerbeauty11 Signs Your Perfectionism Has Gotten Out Of ControlHerbeautyHerbeautyHerbeautyVictoria’s Secret Model’s Tips For Looking Ultra SexyHerbeautyHerbeautyHerbeauty6 Strong Female TV Characters Who Deserve To Have A SpinoffHerbeautyHerbeautyHerbeauty7 Tips To Rejuvenate Winter Dry, Chapped LipsHerbeautyHerbeautyHerbeauty10 Easy Tips To Help You Reset Your Sleep ScheduleHerbeautyHerbeauty Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Business News Make a comment Top of the News Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Your email address will not be published. Required fields are marked * More Cool Stuff 8 recommended0 commentsShareShareTweetSharePin it